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When you
purchase a property in Portugal there are certain
documents which need to be in place before a sale can be
completed. These documents are listed below for your
reference. However if you are purchasing a property in
Portugal for the first time, there is no need to worry
unduly as your estate agent will ensure these are in
place. Then your lawyer will make a double check prior
to the final signing (escritura).
A
further third check is in place to ensure everything
runs smoothly, at the Notary or
Conservatória's office.
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Cardeneta |
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A Cardeneta is
the title deed of a property and copies are obtained from the tax office
(Finanças). The document identifies the property's location, registered
construction size, total size of land and indicates the neighbours as
well as providing a brief description of the property. In some cases
there will also be supporting copies of the cadastral map (overview of
location from land registry). |
Certidão de Teor
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Is a document showing if there are any outstanding debts on the property and if the property is registered in the seller's name. some times it can take a while for debts to be logged and it is advisable to instruct your solicitor to check with the Conservatória do Registo Predial (land registry office) on the day of completion to ensure the property is free from debt. |
Proof of Payment of IMT
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To complete a purchase of a
property in Portugal you will need to provide proof of payment of IMT
(for properties with a sale value above 90,418€) to the notary. |
Identification documents
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Both the buyer and seller must be able to produce identification documents (identity card and/or passport) as well as their tax numbers for the Escritura in Portugal. |
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Licença de Habitação |
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Any property constructed as a
habitable dwellings after 17th August 1951 must have a Licença de
Habitação (habitation licence). Properties intended as habitable
dwellings constructed prior to 1951 must have a certificate from the
local Câmara indicating this. |
Ficha Technica de Habitação
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Houses built or altered after 1 January 2003 in Portugal are required by law to have a Ficha Technica de Habitação. This document contains information about the property including builder details, materials used and so on. |
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Certidão de
Energetica |
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January 2009 Portugal became the latest of the European
countries to adopt the policy of energy efficiency
certification. Every property for sale or rent must have
a certificate prior to it being sold or rented. |
